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Keeping Legal Costs Down
By David Najor :: Monday, July 14, 2008 :: 48688 Views :: Law & Order, Business & Finance

For many Chaldean entrepreneurs, the idea of consulting a lawyer conjures up frightening visions of skyrocketing legal bills. While there's no denying that lawyers are unnecessarily expensive Chaldeans can employ these cost saving tips to keep cost down. 

First and foremost find an attorney you are comfortable talking with and can comfortably share how you feel.  The lawyer works for you and if they are intimidating or unwilling to make you comfortable don’t even begin discussing the case with them.  Lawyers are a dime a dozen, but each is betting on the fact that you will not do your research or spend the time to clarify the working arrangement, especially when it comes to billing.  

Most lawyers will charge a flat one-time fee for routine matters, such as forming a corporation or LLC, but will not volunteer a flat fee unless you ask for it. Be sure to ask if the flat fee includes disbursements (the lawyer's out-of-pocket expenses, such as filing fees and overnight courier charges), and when the flat fee is expected to be paid. Many attorneys require payment of a flat fee upfront, so that they can cover their out-of-pocket expenses. You should always ask to "hold back" 10 to 20 percent of a flat fee, though, in the event the lawyer doesn't do the job well.

Lawyers will be reluctant to quote flat fees if the matter involves litigation or negotiations with third parties. The reason for this is bluntly stated by Chaldean Attorney, Joanne Mammo: “if the other side's lawyer wants to fight over every comma and semicolon in the contracts, then I can't control the amount of time I will be putting into the matter, and will end up losing money if I quote a flat fee." In such situations, you will have to pay the lawyer's hourly rate. You should always ask for a written estimate of the amount of time involved, and advance notice if circumstances occur that will cause the lawyer to exceed his or her estimate.

If a lawyer asks you for a retainer or deposit against future fees, make sure the money will be used and not held indefinitely in escrow, and that the lawyer commits to return any unused portion of the retainer if the deal fails to close for any reason.

Ways To Keep a Lid on Costs

Start by learning about the various ways lawyers bill their time:

Hourly or per diem rate. Most attorneys bill by the hour. If travel is involved, they may bill by the day.

Flat fee. Some attorneys suggest a flat fee for certain routine matters, such as reviewing a contract or closing a loan.

Monthly retainer. If you anticipate a lot of routine questions, one option is a monthly fee that entitles you to all the routine legal advice you need.

Contingent fee. For lawsuits or other complex matters, lawyers often work on a contingency basis. This means that if they succeed, they receive a percentage of the proceeds--usually between 25 percent and 40 percent. If they fail, they receive only out-of-pocket expenses.

Value billing. Some law firms bill at a higher rate on business matters if the attorneys obtain a favorable result, such as negotiating a contract that saves the client thousands of dollars. Try to avoid lawyers who use this method, which is also sometimes called "partial contingency."

If you think one method will work better for you than another, don't hesitate to bring it up with the attorney; many will offer flexible arrangements to meet your needs. When you hire an attorney, draw up an agreement (called an "engagement letter") detailing the billing method. If more than one attorney works on your file, make sure you specify the hourly rate for each individual so you aren't charged $200 an hour for legal work done by an associate who only charges $75.

This agreement should also specify what expenses you're expected to reimburse. Some attorneys expect to be reimbursed for meals, secretarial overtime, postage and photocopies, which many people consider the costs of doing business. If an unexpected charge comes up, will your attorney call you for authorization? Agree to reimburse only reasonable and necessary out-of-pocket expenses.

No matter what type of billing method your attorney uses, here are some steps you can take to control legal costs:

Have the attorney estimate the cost of each matter in writing, so you can decide whether it's worth pursuing. If the bill comes in over the estimate, ask why. Some attorneys also offer "caps," guaranteeing in writing the maximum cost of a particular service. This helps you budget and gives you more certainty than just getting an estimate.

Learn what increments of time the firm uses to calculate its bill. Attorneys keep track of their time in increments as short as six minutes or as long as half an hour. Will a five-minute phone call cost you $50?

Request monthly, itemized bills. Some lawyers wait until a bill gets large before sending an invoice. Ask for monthly invoices instead, and review them. The most obvious red flag is excessive fees; this means too many people--or the wrong people--are working on your file. It's also possible you may be mistakenly billed for work done for another client, so review your invoices carefully.

See if you can negotiate prompt-payment discounts. Request that your bill be discounted if you pay within 30 days of your invoice date. A 5-percent discount on legal fees can add thousands of dollars to your yearly bottom line.

Be prepared. Before you meet with or call your lawyer, have the necessary documents with you and know exactly what you want to discuss. Fax needed documents ahead of time so your attorney doesn't have to read them during the conference and can instead get right down to business. And refrain from calling your attorney 100 times a day.

Meet with your lawyer regularly. At first glance, this may not seem like a good way to keep costs down, but you'll be amazed at how much it reduces the endless rounds of phone tag that plague busy Chaldeans and attorneys. More important, a monthly five- or 10-minute meeting (even by phone) can save you substantial sums by nipping small legal problems in the bud before they have a chance to grow.

Mother of God Church, MI USA

 

Mother of God Chaldean Catholic Church
25585 Berg Road
Southfield, MI 48033
Tel: (248) 356-0565
Fax: (248) 356-5235
Email:
MotherOfGodChurch@yahoo.com

Founding Pastor:
Msgr. Geroge Garmo in 1972
The current church building
was completed in 1980.

Pastor:
Rev.  Manuel Yousif Boji

Parochial Vicar:
Rev. Wisam Matti
 


 MASS SCHEDULE
Daily:  10:00 AM Chaldean
Tuesdays:  5:30 PM Chaldean/English 
Saturdays:  Ramsha 4:45-5:20 PM; Mass 5:30 PM Chaldean   
Sundays:  8:30 AM Arabic, 10:00 AM English, 12:00 PM Chaldean

 1st Friday, Sodality Prayers 11 AM – 12 PM
1st Saturday, Immaculate Heart Sodality Prayers 4:00 PM

TEAM NAME:
Mother of God Guardian Angels

SERVICES:
Communion & Catechism School
Chaldean Language School
Hall Rental
Wedding Services
Baptism Services
Funeral Services

CHURCH GROUPS:
Monday: Family Bible Study 8:00 P.M. Upper Hall
Friday: Young Adult English Bible Study 7:30 P.M. Lower Hall
Wednesday: Young Adult Arabic Bible Study 7:30 P.M. Lower Hall
Prayer Groups
Our Lady Social
Ur of the Chaldees
Knights of Columbus
Mass Servers
Youth Choir
Adult Choir
Family Fun Friday
Friday Friends
Communications Ministry
Chaldean Teens Coming Together
Performance Ministry
Gift Store
Library and Research
Social Ministry & Support
Chaldean Language Classes
Fishers of Men
 


 Rev. Manuel Yousif Boji

Fr. Manuel was born in Telkaif in the suburbs of Nineveh, Iraq in 1946.   Reverend Manuel Boji entered the Chaldean Seminary in Mousl in 1958 and was ordained a priest in Baghdad in 1968.  His first assignment was in Telkaif where he served for 19 years.  In July 1987, Fr. Manuel was assigned  to the United States  where he assisted Mar Addai Parish in Oak Park, Michigan for six months.  From March 1988 until April 1990, he was administrator of Sacred Heart Parish in Detroit, Michigan.  Fr. Manuel completed his Masters and Doctorate work from both U of D Mercy and Wayne State University while assigned to the United States.  In May 1990, Fr. Manuel was assigned to Mother of God Parish and is currently serving there as Rector of the Cathedral. 

Parochial Vicar: Rev. Wisam Matti

Fr. Wisam was born in Basrah, Iraq on October 30, 1971. Completing his education in Iraq and serving in the military Fr. Wisam then entered the Chaldean Seminary in Baghdad in 1984.  He was ordained a priest in Karemlees a suburb of Nineveh on July 4th 1997.  His first assignment was in Mosul where he served for five years.  On January 21, 2002, Fr. Wisam was transferred to the Unites States and was assigned to Mother of God Parish where he is currently serving as parochial vicar.  Fr. Wisam, earned his Master in Pastoral Theology on April 28, 2007 from Sacred Heart Major Seminary in Detroit, Michigan. 

PARISH COUNCIL: