Announce your event, activity, or meeting by e-mailing email@example.com
Chaldean business owners know if you want to expand your business, you're going to need some cash. Money still isn't falling off trees for small businesses, and the lending process can be a challenge to navigate. As a professional loan officer for a large banking company Haisha helps small businesses prepare loan request packages. He also serves as the corresponding secretary of a private Chaldean investment group in Michigan. The Chaldean group pulls their financial resources, investor connections, and business expertise together to help fund new Chaldean business ventures.
Banks have tightened their lending policies, and it is more difficult for a Chaldean entrepreneur to get financing. “The difficulty in getting a loan from a bank is causing many Chaldean small-business owners to have to get creative with finding sources of capital.” Haisha adds, “Many Chaldeans have great businesses ideas, but do not have the money, business contacts, or expertise to make a go of it. Chaldean entrepreneur candidates submit loan or investment requests to our members and we decide as a group, which we will fund.”
The Chaldean venture capitalists group is mostly composed of successful business entrepreneurs, professionals with funds to invest, and businesses able to provide services to new businesses. The group tend to invest or loan money to Chaldeans who have developed a thorough plan for the success of their business. Loans are provided with untraditional collateral requirements and terms.
Chaldeans have received hundreds of thousands in loans by offering gold for collateral, property in Iraq, or agree to equity shares of their business says Haisha. “Our members each buy shares into a proposed business opportunity. Shares prices range from a few hundred dollars to hundreds of thousands, depending on the amount needed by the business selected to be funded.”
California, USA – The spring season brings with it a welcoming initiation to travel. Chaldean students excitedly plan for the end of the college winter semester by traveling home or planning a visit to out-of-state relatives. For Gina Abaya, a student at San Diego State it is traveling to see her favorite cousins in Michigan. “I was an only child. My cousin Cynthia and I were best of friends. We were sisters,” Gina says.
While Gina may be looking forward to seeing her favorite cousin she dreads the travel headaches. “Packing is fun. I always pack way too much, but don’t mind. I do mind all the extra travel charges and the security checks that always seem to take so long and seem to put everyone on edge. I love the extra security, but do they really have to make it so stressful,” Gina asks.
Chaldeans preparing to travel will experience no shortage of indignities and none rivals the worry of the security line. Will the fashionista in front of you take twenty minutes to unlace her knee-high boots? Will your bag be the one selected for a dump-it-all-on-the-counter inspection? Did you forget something in your bag they consider dangerous? What are the new restrictions? How long will it take?
Today’s www.CHALDEAN.org article is to help Chaldeans prepare for the travel process to overcome the dramas and cliffhangers and help keep your wits and your schedule. It will help you keep up your odds of zipping through quickly.