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Entries for 'Paul Gori'

Why Chaldean Businesses Fail
By Paul Gori :: 22761 Views :: Community & Culture, Business & Finance
One of the least understood aspects of entrepreneurship is why small businesses fail, and there’s a simple reason for the confusion: Most of the evidence comes from the entrepreneurs themselves.

We interviewed a number of Chaldean small business entrepreneurs about what they believe is the cause of business failures. 

Some of the Chaldeans we interviewed had business failures themselves; others shared what challenges close friends and family members faced that caused their business to fail.  

The interviewed included a questionnaire, discussion, and follow-up questions in order to gain a better understanding of the challenges.  We sampled 138 Chaldean businesses in California, 43 in Chicago, and 206 in Michigan.  We grouped the common causes in the list below, which does not have any specific order.
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Card Playing Chaldeans Question American Freedoms
By Paul Gori :: 29483 Views :: Community & Culture, Government & Society, Chaldean Justice League

California, USA – “Chaldeans fortunate enough to make it to the land of milk and honey are getting a genuine swig of sour milk and crusty honey,” says Joseph Badoun.  California, El Cajon officials have been in debate on how to deal with Chaldean senior citizens gathering to play cards.  “This whole ordeal is a joke.  These are men in their final years, many of who are church elders, and community fathers playing cards in a community center.”

Badoun may laugh-off the ordeal, but to Chaldean seniors the issue has been unsettling and stressful.  El Cajon officials have launched aggressive crackdowns targeting Chaldeans and there gathering places.   Calls to the Mayor’s office initially went unanswered as to the reason or motive behind the crackdowns. 

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Chaldean Business Leaders Continue To Help Michigan Rebuild
By Paul Gori :: 16638 Views :: Business & Finance

Michigan, USA – "Chaldean business owners prove they believe in Michigan.  They put their money where their mouth is," says Ashley Hanna of the Chaldean Education and Career Center.  "Despite the high business taxes and anti-business environment in the state, Chaldeans continue to reinvest, improve, and open new businesses in their local communities."

On Washtenaw Avenue in Ann Arbor, Mark Yaldo has committed hundreds of thousands of dollars to the community by becoming the new owner of an abandoned and blighted building on 3555 Washtenaw.  Yaldo has been spending money all year working with contractors to open an improved and upgraded Marathon brand fuel station and convenient store.   

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Where Did all The Small-Business Loans Go?
By Paul Gori :: 31068 Views :: Community & Culture, Business & Finance

Chaldean business owners know if you want to expand your business, you're going to need some cash.  Money still isn't falling off trees for small businesses, and the lending process can be a challenge to navigate. As a professional loan officer for a large banking company Haisha helps small businesses prepare loan request packages.  He also serves as the corresponding secretary of a private Chaldean investment group in Michigan.  The Chaldean group pulls their financial resources, investor connections, and business expertise together to help fund new Chaldean business ventures. 

Banks have tightened their lending policies, and it is more difficult for a Chaldean entrepreneur to get financing.  “The difficulty in getting a loan from a bank is causing many Chaldean small-business owners to have to get creative with finding sources of capital.”  Haisha adds, “Many Chaldeans have great businesses ideas, but do not have the money, business contacts, or expertise to make a go of it.  Chaldean entrepreneur candidates submit loan or investment requests to our members and we decide as a group, which we will fund.”

The Chaldean venture capitalists group is mostly composed of successful business entrepreneurs, professionals with funds to invest, and businesses able to provide services to new businesses.  The group tend to invest or loan money to Chaldeans who have developed a thorough plan for the success of their business.  Loans are provided with untraditional collateral requirements and terms. 

Chaldeans have received hundreds of thousands in loans by offering gold for collateral, property in Iraq, or agree to equity shares of their business says Haisha.  “Our members each buy shares into a proposed business opportunity.  Shares prices range from a few hundred dollars to hundreds of thousands, depending on the amount needed by the business selected to be funded.”

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Chaldean Hardware Store Owner Committed to Detroit Neighborhood
By Paul Gori :: 16734 Views :: Business & Finance

Michigan, USA – Back in September 2008 Chaldean businessman Sal Yono received devastating news that his Pro-Hardware business on Davison near Dexter was burnt to the ground.  The fire completely destroyed the 60 year old hardware store and left a dilapidated neighborhood in even worse condition. 

Many of the Detroit residents relied on the business to purchase needed hardware supplies.  “We don’t have much in the city and the hardware store was the only place we could get to fix up something in the house,” says customer Gary Harris. “He was an angel.  If we didn’t have the money to buy some needed tools he would loan the tools to us for free.  We were all upset when we heard the store burned to the ground.”

People in the neighborhood were shocked to learn Yono would rebuild as more and more residents and businesses were fleeing the city.  Residents cheered when the hardware store re-opened with a million dollar investment by the owner.  Many of the people who work at the hardware store can walk to work. The $1 million investment raised more than a few eyebrows in an area where abandoned and boarded up homes dot the landscape.

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Store Owners Faced Civil Lawsuit After Beating Store Robber
By Paul Gori :: 39480 Views :: Law & Order, Business & Finance, Government & Society

Michigan, USA – “It is hard enough to make a living in Michigan. Now we have to give up the right to protect ourselves when our lives are being threatened.  This state is getting way out of control,” says Andrew Gabara, of Clinton Township. 

Gabara’s comments are in light of the ongoing frustration Chaldeans in Clinton Township are feeling regarding the Nick’s Party Stop robbery.  “This state is backward.  They were protecting themselves form being robbed and now they are being sued.  Where is the justice?”

Scott Zielinski, who was found guilty and sentenced to prison for the November 2007 robbing Nick’s Party Stop in Clinton Township sued the store owner and employees from prison for beating him up during the robbery.  John Acho, and three employees including Acho's nephew Justin Kallo, who shot Zielinski twice were named in the suit. 

Zielinski, 23, filed the lawsuit in April after he was shot while robbing the store on Cass Avenue, south of 19 Mile Road, near Chippewa Valley High School. Zielinski, wielding a knife and wearing a mask, entered the store about 7:30 p.m. Nov. 15, 2007, and demanded cash and cigarettes. As he fled out the front door carrying a bag of money and cigarettes, he was shot in the arm.

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Armed Robbery Spikes in U.S. and U.K. Causing Concerns Among Chaldeans
By Paul Gori :: 19298 Views :: Business & Finance

The U.S. and the U.K. may be mired in what was once thought of as a Third World style of financial crisis, but what was once considered the Third World is not.  Local, state, and national governments in both America and Europe are seeing a significant spike in crime and fraud. 

“Giving home loans to every person that walked into a mortgage or bank loan office is the root of all the problems,” says Mary Hessu, a banker with Community Bank in Michigan.  “America was supposed to be about equal opportunity and earning your way.  Giving undeserving people loans for some social engineering experiment has rocked the world.”

Hessu says the consequences of America’s politicians poor decisions is unemployment and crime.  “Crime is skyrocketing and Chaldeans who happen to own businesses are the victims.  Stores are being burglarized, check cashing fraud, and identity theft is hurting out community.”

All experts agree that the very best way for Chaldeans to prevent an armed robbery is to send a message that your business is not an easy target and not worth the effort. In this article, www.CHALDEAN.org covers the most helpful tips in preventing armed robbery for Chaldean small business owners. 

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Chaldeans Businesses Looking Into Leaving the State of Michigan
By Paul Gori :: 22706 Views :: Business & Finance

Michigan, USA – “When the economy goes down, crime goes up,” says Adel Oraha, spokesperson for a growing group of Chaldean business leaders looking at moving into other states.  “We can’t keep doing business in Michigan if this state continues to beat-up on business with taxes and crime.” 

Chaldean business owners have begun forming collaborative groups to explore creating business parks in different states that are welcoming to Chaldeans.  Oraha says, “As a group we have over 2,000 employees and bring in over ten million in state taxes alone each year.  Crime, corruption, and high taxes make it hard to continue doing business in Michigan.  However, many businesses want to leave because of how unwelcoming the state has become for small business owners.  But we can’t move because of our culture and ties to the church and community.  We are working to change all that.” 

The bold move by Oraha and his fellow group members are researching plans to move an entire community.  “We are looking into which states would be best for Chaldean business families.  The place has to be business friendly, good schools, ability to build or lease a church for Chaldean services and near banquet facilities for family parties, and inexpensive air travel for continued family connections.” says Oraha.  The Chaldean grocery store chain owner was reluctant to say which states the group is leaning towards.

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Chaldean Businessman Awarded Developer of the Year in Michigan's Premier Business City
By Paul Gori :: 24066 Views :: Business & Finance

Michigan, USA - Chaldeans time and again show their prowess to succeed. "Hard work, exceptionally creative, and humble," says Ashley Polus, a guest at the prestigious Southfield Skyline business award ceremony.  "Ron Jona made us all proud. I was pleasantly surprised to learn he was the man being honored. As I said earlier, hard work, exceptionally creative, and humble.  He deserves it," she said.

Southfield is home to over 9,000 businesses including more than 80 "Fortune 500" companies. The City of Southfield is the premier business address in Michigan. With more than 27 million square feet of office space and over seven million square feet of retail and industrial space - Southfield is truly Michigan's undisputed business center. In fact, Southfield boasts more office space than the central business districts of Cleveland, Cincinnati, Detroit, Indianapolis or Kansas City.

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Chaldean Grocer Markets Top-Notch Customer Service and Gourmet Produce
By Paul Gori :: 24048 Views :: Business & Finance

Michigan, USA – Another remarkable business light shines through the darkness of Michigan’s economy.  Alpine Marketplace in Linden, Michigan, against all business odds refused to allow Michigan’s economy to get in the way of offering Linden residents the very best. 

“They have expanded and really offer the best of quality foods,” says Gina Shiller, customer of Alpine. “All other business are cutting corners trying to save cost, but not this place.  They spared no expense to take care of their customers.”

The “Alpine” name is the only thing that remains the same.  Marvin and Norm Yono say it is in their blood to give their customers their best, a standard of excellence they deserve.  “That means fresh, local, seasonal and gourmet products — priced affordably at regular ‘grocery store’ prices.” 

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Michigan Economic Tail Spin Forces Chaldean Businesses to Leave the State
By Paul Gori :: 19748 Views :: Business & Finance

Michigan, USA – Chaldean businesses will soon feel another round of pinches as Michigan continues its economic free fall.  Chrysler LLC, whose owner has been in talks to sell the automaker to General Motors Corp., said Friday it will cut 25 percent of its salaried work force starting next month and warned that it will make more restructuring announcements soon.

Chrysler, which has about 18,500 white-collar workers, said Friday it also will cut a quarter of its contract employees — those who work for other companies under contract with the automaker.  About 5,000 people are likely to lose their jobs, although the company would not say how many contract workers it has.

“This will impact many Chaldean families,” says Joey Markos, owner of a dry cleaner with standing accounts for many Chrysler professionals.  “Many Michigan small businesses will feel the loss.  For every professional job that is lost, three times the impact is felt on small business.  I lose the revenue. I can’t spend, expand, or hire anyone.  I have to layoff two great workers; single mothers who have been with me for over five years.” 

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Top Quality Goods and Services Are the Hallmark of Chaldean Businesses
By Paul Gori :: 20079 Views :: Business & Finance

Michigan, USA – Chaldean entrepreneurs have always fought to compete against the cold giant retailers.  “We do this on a personal level.  We reach out to our customers and make sure they are happy.  We support the community and give back,” says Eddie Katoola, manager of Grail of Gorcers in Highland Park.  Grail of Grocers fresh produce and meats remind customers of the days long gone, when butchers knew your name and shared community recipes.  

The success of Chaldean business owners is there ability to offer customers wonderful products and services and great prices.  It’s the reason why so many Chaldean businesses have been able to outperform major competitors.  The long standing tradition of offering valued goods is remarkable. 

Across town, Johnny Karmo, owner and manager of Market Fresh is offering his customers a most unique product.  Karmo wants his customers to have the most unique pumpkins on their block. 

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